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When Can I Sign Up For Medicare?

You or a loved one in your 60’s? About to turn 65?  Heard of Medicare, but not sure what it is? We’re glad you’re here. Planning for Medicare is very important. It can limit the stress of concerns regarding financial security and/or not knowing what Medicare insurance plan to sign up for.

For example, if your birthday is in June, then your Initial Enrollment Period (IEP) will be from March 1st to September 30th. Keep in mind, even if you apply before your 65th birthday, Medicare coverage won’t begin until the month of your birthday.

Medicare Part A is hospital insurance and Medicare Part B is your supplemental medical insurance. Click here to read more details on Medicare and the Parts involved.  

When Does Medicare Part B Start?

  • If you sign up during 3 months before your 65th birthday.
    • The 1st day of your birthday month.
  • During your birthday month.
    • The 1st day of the month after your birthday.
  • During the month after your birthday month.
    • 3 months after your birthday month.
  • During the 2nd month after your birthday month.
    • 5 months after your birthday month.
  • During the 3rd month after your birthday month.
    • 6 months after your birthday month.

When Does Medicare Part D Start?

  • If you sign up during the 3 months before your 65th birthday.
    • The 1st day of your birthday month.
  • During your birthday month.
    • The 1st day of the month after your birthday.
  • During the 2 or 3 months after your birthday month.
    • The 1st day of the month following enrollment.

For more details on Medicare, check out our Medicare page or https://www.medicare.gov. If you have more questions on Medicare contact us for more information.